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Earns interest
Unlimited check writing
Flexible ways to avoid below the minimum balance fee
Image of cancelled checks viewed online and returned with
     statement
No ATM surcharges (Independence Bank or other ATMs)
ATM surcharge refunds (For fees incurred by third parties up to
     $10 monthly)
FREE first box of checks (wallet style)
FREE Internet Banking (including Bill Pay!)
FREE Telephone Banking
Compatible with Quicken and MS Money
Bank-to-Bank Funds Transfer (transfer funds between
     Independence Bank and over 23,000 banks, credit unions and
     brokerages)
EZ Pay People (easily send money or payments to any individual
     or small business via email)
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