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Earns interest
Up to six withdrawal transactions each statement period, three of
     which may be by checks
Flexible ways to avoid below the minimum balance fee Image of
     cancelled checks viewed online and returned with statement
No ATM surcharges (Independence Bank or other ATMs)
ATM surcharge refunds
FREE first box of checks (wallet style)
FREE Internet Banking (including Bill Pay!)
FREE Telephone Banking
Compatible with Quicken and MS Money
Bank-to-Bank Funds Transfer (transfer funds between
     Independence Bank and over 23,000 banks, credit unions and
     brokerages)
EZ Pay People (easily send money or payments to any individual
     or small business via email)
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