Owner-Occupied Commercial Real Estate Loans

If you are looking to purchase a commercial space for your business or re-finance the property you currently own, Independence Bank's Lending Division can help get the financing you need. We are a direct lender, which means that we are able to streamline the underwriting process and close your loan within 45 days.

  • Specializing in loans from $750,000 to $3 million
  • Choose between fixed rate and adjustable rate programs
  • Available terms up to 10 years with amortization up to 25 years 

 

Required Documents:

  • Copy of two most recent years business and personal tax returns
  • Copy of financial statement for business and individual
  • Copy of executed Purchase Agreement (Purchase)
  • Copy of current Income and Expense Statement (Purchase)
  • Copy of two years of operating history (Refinance)

 

To learn more please contact:

Don Solsby
Senior Vice President
Director of Business Banking
(949) 266-6023
dsolsby@independence-bank.net