Current Rate

Rates Effective As Of: 9/1/2010

Certificate of Deposit
Term	Minimum to Open	Interest Rate	APY*
7-89 Days	$1000	0.35%	0.35%
3 Months	$1000	0.35%	0.35%
6 Months	$1000	0.50%	0.50%
6 Mo Liquid	$1000	0.45%	0.45%
9 Months	$1000	0.60%	0.60%
12 Months	$1000	0.80%	0.80%
18 Months	$1000	0.84%	0.85%
24 Months	$1000	1.14%	1.15%
36 Months	$1000	1.54%	1.55%
48 Months	$1000	1.83%	1.85%
60 Months	$1000	1.98%	2.00%
*IRA CDs earn the same great rates (12, 24, 36, 48, and 60 month terms)*
DISCLOSURE STATEMENT: APY = Annual Percentage Yield and assumes principal and interest will remain on deposit for one year. Withdrawals of interest may reduce earnings and APY. See Deposit Account Terms & Conditions for further Information. Rates subject to change without notice. Fees could reduce earnings on an account. Rate, except for Certificates of Deposit may change after the account is opened. The rate for Fixed Rate Certificates of Deposit is fixed for the term of the CD. The rate for Certificates of Deposit is determined based upon the amount of the opening deposit and the term of the CD, and a penalty may be imposed for early withdrawal. One withdrawal per month allowed for 6 Month Liquid CD. If two or more withdrawals are made in the same calendar month for 6 Month Liquid CD, a penalty may be assessed. We reserve the right to require at least seven days prior notice of your intended withdrawal for 6 Month Liquid CD. *Available only to Sole-Proprietors, public municipalities, and some non-profit organizations.

Independence Bank