This privacy notice applies only to individuals who obtain a financial product or service from Independence Bank primarily for consumer (personal, family or household) purposes. We may revise this notice at any time, and will notify you if then required by law.
Information We Collect
We collect personal information about you from the following:
We collect and keep the contents of e-mail you send us in addition to your contact address and response. This enables us to respond to your requests and questions. E-Mail to us should be used for inquiries that are not sensitive or confidential as regular, non-encrypted Internet e-mail (the e-mail we use on most of the site) is not secure. If we need information beyond your name, address, e-mail address and phone number, we may contact you for further instruction, occasionally, we may contact you via e-mail to inform you of changes or updates to our site. We will not direct market you by e-mail unless you indicated you would like to receive information from us.
Information We May Share
We may disclose personal information about our customer or former customers to our corporate family and to third parties as permitted by law. As to third parties, this may include disclosing information to assist in servicing and processing your loan or deposit account, in response to subpoenas, to credit bureaus and others. We may also disclose all of the personal information we collect, as described above, to third parties that perform marketing services on our behalf. We require these third parties to use the information only for the purposes for which we disclose it, and as permitted by law.
Federal law allows us to disclose the information listed above with companies that perform marketing services on our behalf. You do not have a right to opts out of the disclosure of this information.
Independence Bank feels that it is extremely important to guard the identity and privacy of children, and we encourage parents to supervise their interactions online. We do not intentionally market to or solicit personal information from children under the age of 13.
In the event that we receive personal information from a child whom we know to be under 13, we will only use that information to respond directly to that child or seek personal consent.
Safeguarding Your Information
We restrict access to non-public personal information about you to persons with a legitimate business need to know that information to offer products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your information. Our employees are bound by a code of ethics requiring confidential treatment of Customer and Consumer information and may be subject to disciplinary action if they fail to follow this code.
If you wish to make changes to your personal information because it is incorrect, inaccurate or have changes, please call us at 888-414-0500 or 949-266-6000. You can also write us at:
4525 MacArthur Blvd.
Newport Beach, California 92660
Independence Bank reserves the right to change our Privacy Disclosure; you may check the effective date below to determine whether there have been changes since the last time you reviewed the policy