Independence Bank

All Accounts

Account Reconciliation

$25.00 per hour

Incoming Collection

$15.00 each

Outgoing Collection - Domestic

$15.00 each

Outgoing Collection - Foreign

$25.00 each

Debit Card Replacement Fee

$2.00 each

Dormant Account Fee (Assessed annually for an account that has been inactive for one year but not more than three years.)

$5.00

Dormant Account Escheatment (Assessed at time of account closing for a dormant account that has been inactive for three years or longer.)

$25.00

Early Closure of Accounts (Open less than 90 days)

$20.00

Foreign Checks Deposited

By Quote

Legal Process Fee (garnishments and levies, etc.; 1 hr. minimum)

$50.00 per hour plus $0.10 per copy except as governed by law

Official Bank Check

$5.00 each

Overdrawn Account Fee (Starts on 2nd day)

$2.50 per day

Non-Sufficient Funds

$25.00 each

Uncollected Funds Charge

$25.00 each

Deposited Item Returned Unpaid

$7.00 each

Research (1 hr. minimum)

$30.00 per hour

Statement Copy

$5.00 each

Stop Payment

$20.00 each

Stop Payment via Internet Banking

$15.00 each

Verification of Deposit

$5.00 each

Outgoing Wire Transfer - Domestic

$25.00 each

Outgoing Wire Transfer - International

$40.00 each

Incoming Wire Transfer - Domestic or International

$10.00 each

Business Accounts

Coin/Currency Deposited or Purchased

$0.10 per $100.00

Copy of Deposited Check

$3.00 each

Copy of Paid Check

$3.00 each

Copy of Paid Official Check

$5.00 each

Courier Service/Armored Transport

At Cost

Express Mailing

At Cost

Locked Bags

At Cost

Business Online Banking

Basic Service

No Charge

Basic Service + Wire Transfer

$15.00 per month

Basic Service + ACH Origination

$15.00 per month

Basic Service + EFTPS

$15.00 per month

Basic Service + Wire Transfer + ACH Origination

$25.00 per month

Basic Service + Wire Transfer + ACH Origination + EFTPS

$30.00 per month

Business Bill Pay

$9.95 per month

Individual Online Banking

Online Banking

No Charge

Bill Pay

No Charge

Business Remote Deposit Capture

Remote Deposit Setup Fee

No Charge

Monthly Service Charge

$75.00

Remote Deposit Transaction Fee

No Charge

Business ACH Services

File Upload

$2.00 per file

ACH Return

$7.00 per item

Incoming

$0.15 per item

Outgoing

$0.15 per item